When searching for animal health care plans, the name most commonly heard is Veterinary Pet Insurance, commonly referred to simply as veterinary insurance. This moniker is quite possibly due to the fact that enrollments applications, informational brochures and other materials are almost always found at clinics devoted to veterinary pet health. Insurance paperwork may be prominently displayed in the veterinary pet insurance holder affixed to the walls or placed near the register. Veterinary insurance seeks to foster a strong relationship with the veterinarian, pet health insurance company representative, and the client.
As such the veterinary pet insurance company is very up front about its program, limitations, and also advantages. Ensuring that potential buyers of veterinary pet insurance (VPI) are aware that they may take their pet to any licensed vet all over the world, the goal is to have an educated client who will be able to seek out the kind of quality health care for their pets that is desired. Furthermore, veterinary pet health insurance knows that the out of pocket expense will be a requirement, but quick reimbursement seeks to alleviate the strain of the financial hit the client has to take.
When you subscribe to veterinarian recommended pet insurance, you will have a 10 day money back guarantee to ensure that you are fully satisfied with the plan you have chosen and the policy that is no protecting your pets. In addition to the foregoing, veterinary insurance makes it easy to use the plan by providing you with the forms you will need to have your vet sign in order to receive a reimbursement for the services you are purchasing. What makes it hard for some pet owners is the mandatory 14 day waiting period which does not begin until after the veterinary insurance policy is actually approved. While this is designed to protect the Veterinary Pet Insurance Co and thereby also keeps the cost down for everyone involved, it will be bittersweet if you experience a pet related medical emergency during this time period.
Finally, just like any other insurance, veterinary insurance policies do limit coverage for preexisting conditions, which refer to any problems that an animal may encounter prior the effectiveness of the policy itself. With respect to Consumer Reports, Veterinary Pet Insurance is not singled out for this practice since it is a standard in the industry. Thus, it is wise to purchase veterinary pet insurance before anything goes wrong and you will also want to discuss the limitations and detailed coverage with a veterinary pet insurance representative.